Perspective



Volatility and down days never feel good, but, historically they have always created longer-term opportunities.

S&P 500 Returns (through 12/5/18):

YTD: 2.82%

3-year annualized:  11.14%

5-year annualized:  10.05%

10-year annualized:  14.26%

15-year annualized:  8.57%

20-year annualized:  8.31%

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